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CREDIT – EVICTION AND CAR REPO?


italiano627 asked:

hi im a 23 yr old male i live in NY. back in 2006 i moved to florida and it didnt work out, a year after i moved i was evicted from my apt and i drove back home to NY with a car i was financing from a buy here pay here dealership in florida. i couldnt afford the payments on it and they hired somebody here to reposses it.

my question is how does this eviction affect my credit? becuase i moved to a diff state can it still look bad? can they still make a judement against me althought i moved out of state?

and my car repossession…i havnt recieved a notice in almost a year about money that i owe, do i still owe this money? can they make a judgment against me even though i moved out of state?

i have a wonderful gf and i have never told her about this. i would like to marry her someday and im afraid that my credit will not allow me to buy a house and all that good stuff that married people do? does anybody out there have advice???

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Comments

Comment from fennekus
Time December 26, 2009 at 2:12 pm

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Hello Mr. I,

How does this eviction affect my credit? It will send up a red flag if you try to rent another apartment or other means of credit.. It shows a lack of responsibility

Because i moved to a diff state can it still look bad? Yes. it is linked to your SSN#. it will follow you till you clear it up

Can they still make a judgment against me although i moved out of state? Yes, unless you work out a deal with the apartment complex. If you do, get it in writing.

Do i still owe this money? Yes you do. some places takes about a year to show up on your credit report if not longer. This is dependent on the financial institution. I would contact them before they put it on there. I know you may hear that you cannot get a repo off of your credit report… that’s BS. cause I did it back in 2007-2008 when I lost my job. Just talk to them and work it out.

It doesn’t mater where you move too… as long as they have your SSN# it will follow you.

Contact me and I will walk you thru the steps to fix your credit. as I did mine…

pro bono

I hope this helps

Comment from andy
Time December 27, 2009 at 10:55 pm

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Yes check your credit history to see if these negatives are on your record. Both will follow you for seven years.