Question by darwinsti: Can my mortgage company take my tax refund if i am in foreclosure?
We are in “accellerated” foreclosure. We haven’t received the notice of sale, but the company refuses to accept any payment from us unless it is the full arrears. Yet, they took our federal tax refund and i was told that legally since we are in foreclosure, they have to return the refund. Is that right?
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Question by soleil_0608: i live in caada and my mortgage company has resorted to solicitors for one month’s payment in arrears?
i am scared witless that i am going to lose my home. i was told that they can defer one payment if i just write them a hardship letter which i did and i was advised that a deferment took place when it didn’t so i was still one payment behind on my mortgage. our income at the moment is not enough for us to make that payment one time but they are unwilling to make payment arrngements or partial payments with us.
i don’t want to lose my home. can anyone advise me what to do or tell me what can happen with this situation? thanks
Best answer:
Answer by Alice C
Have you went in a talked to them, show them you still want the house but need to make new arrangements. Can you go to another bank, and borrow from them? Cash in on some life insurance maybe?
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Question by Bill Spry: What would happen if I called my mortgage company and told them I’ve lost my job?
And couldn’t pay my mortgage and probably won’t be able to pay it ever. If I wasn’t in arrears yet would they give me a runaround? Would I actually have to miss a few payments before the conversation got serious? I guess my question is how would the initial conversation go?
Keep in mind I’m trying to sell the house anyway and wouldn’t want a “payment plan.”
Best answer:
Answer by appstate
It is better to contact them as soon as possible if you did loose your job. Most people wait until it’s to late to contact their bank. Depending on the bank they will try to work out a temporary payment plan that you can afford so you can keep the house. You need to call and found out who you need to talk to.
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Question by duty lee: my mortgage company won/t report my account after chap 7 even though I paid them alll arrears payments?
How do I get them to report to the credit bureau
Best answer:
Answer by jlf
You cannot compel a lender to report your payment history to credit bureaus. You can only request.
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Question by Florida Homeowner: I am behind on monthly mortgage payments. Can my mortgage company credit my escrow refund without my approval?
I really need to get my car repaired. I’d rather use the money for that and catch up on my mortgage later. They said I had to apply the check to my arrears.
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Answer by src50
They are correct.
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Question by Robert: Anybody know of an FSA approved sell and rent back company in or near Birmingham?
I am looking for a sell and rent back company based in or around Birmingham as I need to stop my repossession fast? I want to find an FSA approved company as there are only a few who are registered.
Thank you in advance :0)
Best answer:
Answer by jane
HI I used a company in Birmingham Called National Buyers they stopped my repossession fast and I am still living in my house, just renting it back :0) They where very nice and helped me through a very difficult time if your looking to sell and rent here is there address http://www.nationalbuyers.co.uk/sellandrent/sell-and-rent-back.html
Good luck and all the best
Snoochie 
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Question by Linda G: can my mortgage company refuse a payment if i am in arrears?
Best answer:
Answer by Lucy Lu
Yes, they want all the $ you are behind payments.
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Question by blkmaleexec: Our mortgage company is getting in position to foreclose on our house, alleging that we are in arrears: untrue
we are not behind and we have tried to get them to audit our file but they refuse and is proceeding with foreclosure. we cannot afford an attorney. what is our alternative recourse??
Best answer:
Answer by CHARITY G
Can you send them copies of the canceled checks . . .
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Question by Amy: Legal assistance on car accident: Prior or current auto insurance company?
I was involved in a car accident last year. The other party filed a claim against me last week . I switched auto insurance company in May this year. When seeking legal assistance, should i reach my prior auto insurance company or the current one?
Best answer:
Answer by Bill
try contacting the insurance co. you were with at the time of accident
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