I am behind on monthly mortgage payments. Can my mortgage company credit my escrow refund without my approval?

Question by Florida Homeowner: I am behind on monthly mortgage payments. Can my mortgage company credit my escrow refund without my approval?
I really need to get my car repaired. I’d rather use the money for that and catch up on my mortgage later. They said I had to apply the check to my arrears.

Best answer:

Answer by src50
They are correct.

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