Can my mortgage company take my tax refund if i am in foreclosure?

by: admin - January 25th, 2012   Filed under: Questions & Answers 1 Comment

Question by darwinsti: Can my mortgage company take my tax refund if i am in foreclosure?
We are in “accellerated” foreclosure. We haven’t received the notice of sale, but the company refuses to accept any payment from us unless it is the full arrears. Yet, they took our federal tax refund and i was told that legally since we are in foreclosure, they have to return the refund. Is that right?

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I am behind on monthly mortgage payments. Can my mortgage company credit my escrow refund without my approval?

by: admin - September 3rd, 2011   Filed under: Questions & Answers 1 Comment

Question by Florida Homeowner: I am behind on monthly mortgage payments. Can my mortgage company credit my escrow refund without my approval?
I really need to get my car repaired. I’d rather use the money for that and catch up on my mortgage later. They said I had to apply the check to my arrears.

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Answer by src50
They are correct.

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