Mortgage Arrears and Possessions: Perspectives from Borrowers, Lenders (Housing Research Report)

Mortgage Arrears and Possessions: Perspectives from Borrowers, Lenders (Housing Research Report)

There have been some marked changes in the routes into mortgage arrears, the management of arrears and their outcomes since the late 1980s and early 1990s. Mortgage arrears now affect a wider spectrum of borrowers than previously, and the information and analysis undertaken for this study indicate that the problem is not yet over. The objectives of the research for this report were: to establish the characteristics, reasons for mortgage arrears and experiences of those who default at various lev

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Living With Mortgage Arrears

Based on detailed case-study interviews with households in debt, this in-depth research looks into the effects mortgage arrears have had on people in the recession of the late 1980s and early 1990s. It provides a valuable insight for anyone whose job it is to help people in debt, and identifies some practical steps that lenders and advice agencies can take to improve their approach to mortgage arrears.

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Related Mortgage Arrears Products

A Completely Free Service for Stop Repossession, Sell & Rent Back, Repossession Report in Uk

The National Repossession Help line is a completely free service. You pay nothing to use it, and there is no obligation to act on any of our advice. Everyone’s different, and our first aim is to help you to understand the options open to you and to choose the one that’s right for your personal circumstances. To enable this you’ll be introduced to your personal adviser.

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