This | House Repossession Assistance

Can a payment stop this repo?

by: admin - May 8th, 2012 Filed under: Questions & Answers 1 Comment

Question by adviceplease!: Can a payment stop this repo?
I had my loan set up on auto debit. My house was broken into and though everything forgot to call and switch my account info with my bank. My truck is now in repossession (or the letter said I had until 4 days ago to bring it current). I called they day it was due and asked to send cash via Western Union (so the payment would post faster) and the lady said you need to make it by phone. I called by that evening to do a check by phone (the first lady said call before 9pm) and when I did she said I could only pay for it via Western Union! I explained at this point that it was 8:00pm and that they bank was closed to get cash and send and that I was simply doing what the first lady had asked (paying via phone). She told me that it HAD to be paid by 9pm and that is the only option I had. I called back the next morning and explained the situation and the lady promised to call me back and didn’t. I have all the Western Union information and have the cash to bring the loan current and could send next months payment as well. My question is, if I send it though Western Union (though bill pay) so that the account is current will that stop the repossession? I don’t want to send $ 3,000 cash and still have the car repossessed tomorrow. In that case I’d rather keep the cash and work it out. I’m thinking that if I send it Western Union and then it posts to my account they can’t still take my car correct and how can they refuse the payment if I pay cash at West Union? Please advise. I’d like to take care of this and send if off today.

Best answer:

Answer by Chris S
Sounds like you are speaking to the front line customer service reps that do not know what they are doing. You need to call a supervisor and describe everything that occurred. Record names, times that you call etc. They want to be paid as a repo is expensive. The problem is that the deadline passed and you had to be really past due for this action. Again, call and ask for a supervisor and do not give up until one gets on the phone. You may want to call legal aid in your area for some basic legal advice.

Add your own answer in the comments!

Tags: payment, Repo, Stop, This

BLACK FRIDAY people, could you please help the poor this way?

by: admin - March 13th, 2012 Filed under: Questions & Answers Add Comment

Question by : BLACK FRIDAY people, could you please help the poor this way?
Following are three of the answers I’ve gotten to my question of whether there are soup kitchens and pantries or food banks for the poor in England:

#1
People needing food banks in the UK are increasing fast, read here.

http://www.guardian.co.uk/society/2011/o…

Just Google ‘food banks uk’ and you will see a pile of stories about british people needing help in this way.

#2
People’s experience with poverty in England vary greatly to each individual person. For example, one person may loose their home due to repossession, they are immediately rehoused in a temporary home, given State Benefits and placed on a waiting list for Social Housing. Another person can be removed from a shared home because it is being sold, find themselves on the street with no where to go. They may end up sleeping in a Flop House run by a church. These are not ‘charities’ as such, if you have no money for a nights shelter, you are not allowed in. It is usually confused elderly people and Bums who end up in Flop Houses. If you have no residence you have no welfare money allocated to you. When winter approaches, Prison Inmate numbers swell as thousands of men and women have themselves committed to Prison by committing a crime in order to escape the bad weather. Outside Prison, they sleep under bridges and in derelict houses freezing at night, in Prison they have a bed and three meals a day, but Prison is an animal house where you have to be able to defend your self from predatory homosexual rape and bullying. Again people have very different experiences of Poverty, well spoken former middle class folks tend to be welcomed and given adequate assistance if they fall on hard times. Working class people are treated with often extreme hostility by churches, State Benefit and housing boards. It is the same with Health Care in England.

http://www.feeding5k.org/

I am NOT British !!
————————-

They are not going through any struggles in England.
There is more waste here than I have seen anywhere.

I have worked with homeless and marginalised people.
For 18 years at least and in many soup kitchens.
I began doing so with Simon Community in Ireland 1990′s
I spend every Christmas providing teams to man “soups”.

We serve homeless people the unwanted unloved.
And asylum seekers refugees and immigrants.
Those groups take top priority.
Plus we provide clothes and bedding sleeping bags etc.
We live in a large mansion with two basements.
And an annexe which is next doors large basement.
One of the basements is like a war bunker full of provisions.

We visit supermarkets who discard perfectly good food.
You wouldn’t believe what they discard and why !!
Our colleagues and commune members collect contributions.
It is actually great fun but quite hard work so we share it.

Britain wants for nothing but the ostracised people here don’t.
So we have a robin hood style way of helping them.
Take from the plenty give to the needy quite simply.
We put on a couple of Christmas feed ups and parties.
And even a nativity play in which some of us take part.
Plus made up by one or two professional panto players.

If you want details of some soup kitchens email this account.
Be happy to help you indeed with information or directions.

_______________

So, my question is, “From the things you will be throwing away after buying new stuff today BLACK FRIDAY, could you dial up any place for the homeless in the U.S. or anywhere around the world where you are celebrating BLACK FRIDAY, and donate those items, PLEASE?

Each time there are more and more young persons who are coming up with ways to help. Since I’m not too young and am not in best health, I pass this message along to those who are. Thank you!

Best answer:

Answer by Dial
Consider it done. I have had a load of unworn sweaters from quite a few Christmas presents long enough to be able to donate them without causing offence. Thank you for giving me the little push that was needed.

Edit…Now you’ve done it, I’m looking what else I can donate. LOL

Give your answer to this question below!

Tags: Black, could, FRIDAY, help, People., Please, Poor, This

How can I sort this Mortgage nightmare out?

by: admin - February 10th, 2012 Filed under: Questions & Answers 3 Comments

Question by youronmyfoot: How can I sort this Mortgage nightmare out?
I stupidly agreed to have 3 mortgages in my name for a friend, Let properties for investment purposes. There has ben shortfalls on payments in my account so all accounts have fallen into arrears and there has been LOTS of letters on my doorstep. I managed to get all arrears upto date recently.
Suddenley they are back in arrears. He has agreed to sell 2 properties but it’s taking a while.
The other property i have to make 1 payment to clear arrears then I want to change to interest only. I have to call the company and change to a buy to let product. However I don’t want it in my name anymore. What can I do? Can I sign property over to him via a solicitor? I don’t want anymore letters comign to my house it’s driving me insane.

hope you can help. Thanks
U.K properties.

Best answer:

Answer by bostonianinmo
Your only hope is to get your name off of the mortgage notes. He’ll have to refinance to do that. Until the mortgages are retired (paid off) you will be facing this continuously. Tough lesson — I’ll wager you’ll never do this again.

Know better? Leave your own answer in the comments!

Tags: mortgage, nightmare, sort, This

Sell your house in a down market using This technique!

by: admin - November 10th, 2011 Filed under: Videos 11 Comments

www.rebeccamarina.com So what if the market is down- there is still the prefect match that needs your house. Might sound silly…but it works! Use these techniques and watch your house sell quickly. I did this and sold my house to the very first ‘looker’!
Video Rating: 4 / 5

www.fittosell.ca – Learn why hiring a RE/MAX Real Estate Agent can help you understand your current local housing market, determine the correct listing price which will obtain a quick sale of your home. Depend on your RE/MAX agent to develop a market analysis, set a marketing strategy, and effectively promote your home to buyers through Remax.ca, Remax.com, and the RE/MAX network of agents. RE/MAX sells 1/3rd of all homes in Canada. Choose Wisely. Choose RE/MAX

Tags: Down, House, Market, Sell, technique, This, using

Avoid Foreclosure With This Non-Government Program!

by: admin - June 27th, 2011 Filed under: Videos Add Comment

saveforeclosedproperties.com You can save your home, avoid foreclosure and repossessions with this non-government program. What would an extra 0-00 a month do for your budget right now? And its coming out of money that you are already spending!
Video Rating: 0 / 5

Here I talk about ways to avoid repossession of your vehicle. Pay your bill. who would have thought of that.

Tags: Avoid, Foreclosure, NonGovernment, Program., This

I have a auto repossession on my credit that I just started paying on. How does this effect my credit score?

by: admin - June 15th, 2011 Filed under: Questions & Answers 3 Comments

Question by Creaminum C: I have a auto repossession on my credit that I just started paying on. How does this effect my credit score?
I was out of the country on work and my sister was taking care of my bills for me, but comes to find out she was not paying them at all. So my car got repoed and was REALLY BEHIND.Would me paying on it now help my credit score? How long would this be on credit report?

Best answer:

Answer by DLeibowitz
Not good at all. Probably at least 5 years.

Not a very reliable sister there.

Were you in the military? Maybe you are protected by Soldiers and Sailors Relief Act?

Give your answer to this question below!

Tags: Auto, Credit, effect, Just, Paying, Repossession, Score, started, This

Does this make you want to stop giving to Salvation Army bell ringers?

by: admin - May 18th, 2011 Filed under: Questions & Answers 5 Comments

Question by My Answers Suck: Does this make you want to stop giving to Salvation Army bell ringers?
A man, who for many years, has been an officer for the Salvation Army is facing possibility of being booted for planning to marry a woman who is not a part the group. They seem to have a rule stating that officers may only marry within their group. What’s more is all of his possessions–even his house–are owned by the S. Army and they are threatening to repossess it all if he doesn’t break off the engagement.

I understand rules are rules and the guy must adhere to them, but what is up with that rule in the first place? And the repossession to make him homeless–isn’t that the opposite of the S. Army mission?

I will never donate money to them again because of this.
for those wanting a link to prove legitimacy to the story:

http://www.google.com/search?q=salvation+army+marriage&ie=utf-8&oe=utf-8&aq=t&rls=org.mozilla:en-US:official&client=firefox-a

Best answer:

Answer by Branalista
You shouldn’t take your annoyance with something like that out on the poor people that benefit GREATLY from the Salvation Army.

I say put that into snopes.com and see if it is really true.

Know better? Leave your own answer in the comments!

Tags: Army, bell, giving, ringers, Salvation, Stop, This, Want

Need to Sell Home Fast to Avoid Repossession is This Possible? Yes All You Need to Do Is..

by: admin - March 11th, 2011 Filed under: Articles Add Comment

Need to Sell Home Fast to Avoid Repossession is This Possible? Yes All You Need to Do Is..

Need to Sell Home Fast to Avoid Repossession is This Possible? Yes All You Need to Do Is..

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Need to Sell Home Fast to Avoid Repossession is This Possible? Yes All You Need to Do Is..

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Posted: Sep 12, 2008 |Comments: 0
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If your in mortgage arrears and are facing repossession then you may be inclined to go to an estate agent in order to sell you property fast and settle your outstanding debts.

This of course is a possible solution, thought it may not be quick enough to save you from repossession if you are at or close to 3 months arrears with your mortgage. The other problem of course is that you would have to leave your house and solutions do exist that allow you to live in your property.

Sell And Rent Back

the basic the idea behind the sell and rent back solution is simple, even if your days or hours away from being repossessed the company’s specialising in this field are able to review your circumstances have your property valued and give you a quote their and then in cash that you can accept to sell your property this will allow you to immediately settle the outstanding balance and any fee’s interest and arrears you may have in connection with the property and then continue living the property as a tenant. This can be a very good option if your house is about to be taken away from you and save the hassle of having to find somewhere else to live

You will find the lenders more than willing to co-operate with you on one of these kinds of deals as the alternative of them having to evict you and repossess your property sell it quickly at auction for a devalued sum and then spend the rest of the time chasing you with legal action trying get the rest of the money owned that the house sale didn’t pay off is an expensive and time consuming process for them.

go now to http://www.avoidhomerepossession.co.uk/

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Charles J Edwards -
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Everyone’s circumstances are unique, in order to make the best decision it always pays to seek expert advice.

If you would like FREE No Obligation advice about how you could Stop Repossession from happening then please visit our website and spare 2 minutes with our quick online form and one of our friendly advisers will be able assess and help you make the right decision.

go now to http://www.avoidhomerepossession.co.uk/

]]>

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Everyone’s circumstances are unique, in order to make the best decision it always pays to seek expert advice.

go now to http://www.avoidhomerepossession.co.uk/

Tags: Avoid, Fast, Home, Is.., Need, Possible, Repossession, Sell, This

Need to Sell House Fast to Avoid Repossession is This Possible? Yes All You Need to Do Is.

by: admin - February 23rd, 2011 Filed under: Articles Add Comment

Need to Sell House Fast to Avoid Repossession is This Possible? Yes All You Need to Do Is.

Need to Sell House Fast to Avoid Repossession is This Possible? Yes All You Need to Do Is.

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Home Page > Finance > Debt Consolidation > Need to Sell House Fast to Avoid Repossession is This Possible? Yes All You Need to Do Is.

Need to Sell House Fast to Avoid Repossession is This Possible? Yes All You Need to Do Is.

Edit Article |

Posted: Sep 12, 2008 |Comments: 0
|

]]>

If you are looking for a way to sell your property fast in order to avoid repossession then your in luck as there is a new solution growing in popularity in the UK referred to as the “Sell & Rent Back Scheme”

The nature of these schemes to for an investor to purchase the property quickly to help the individual or family affected from being evicted then it will allow them to remain in the property as tenants, and if disused before hand many of these deals usually include the option of buying back the property later on if your financial situation improves this can be a nice solution for those that really like their house but due to current financial conditions would otherwise loose the ability not only to stay in their house to re take ownership of it once they have consolidated their position.

This is a much better alternative than what would happen if someone was to go though the process of eviction and repossession as the property then would have been sold at auction for a very cheap price and any outstanding debts would continue to be chased by the lender and legal action would be taken to ensure that they get their money back this is especial an uncomfortable time while you are effectively homeless and looking for alternative accommodation at the same time. For this reason these schemes have become a very popular alternative to this current state of affairs.

go now to http://www.avoidhomerepossession.co.uk/

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Charles J Edwards -
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Everyone’s circumstances are unique, in order to make the best decision it always pays to seek expert advice.

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We paid our attorney 2500 to file chapter 13 in July. He still hasn’t and now wants to do settlement with 2 of our repossession. He told us to give them up. Our house is being foreclosed on in January
I want to open an online business, possibly selling go carts. Legally can someone sue me if he gets hurt hurts someone or damages property.Do I need to get some sort of insurance, etc. to protect me
I am From Lucknow(India) and I need to know How to take Diavorce with my partner…fastly. and where i can file petition for this

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Does this protect me? I am trying to avoid repossession?

by: admin - December 17th, 2010 Filed under: Questions & Answers 1 Comment

Question by Lil Devin’s Mommy: Does this protect me? I am trying to avoid repossession?
My car payment was 2 months behind. I was advised that the finance company was going to reposses the vehicle but they have yet to pick it up. I now have the money to pay the past due balance plus the payment that will be do in February. Since this is 45 I wanted to have some sort of protection so I requested something in writing from the finance company stating that the repossession will be removed from my credit (if they had put it on there already) and that I can keep the car and continue making payments. This is what they sent me:

Please be advised unreciept of payment done via western union collection activity ends.

My question is, does this protect me?

FYI, I called the guy and asked him why he couldn’t mention repossession in the email and he gave me the runaround saying this is all I need and once I was current they couldn’t repossess the vehicle anyway. I am assuming this is because they haven’t actually put the repossession on my credit.

Best answer:

Answer by donald e
if they havent come for the vechicle they havent repoed it. however they have destroyed your credit and marked u 1 x 30 and 1×60 late, and may have annotated the credit as repo in process, nothing u can do or say will undo this, best thing is just to make the payment b4 they come for the car, if u r not going to hand deliver the payment and that is your best course of action and get a receipt for it, send it certified return reciept requested, keep copies of everything, and if u r smart until u get proof that they have received and cashed the check make the car disappear, u r at the point where they can take the money u send and the car if they really want it so dont be surprised if u dont act wisely if u pay them and they take the car. gl

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Tags: Avoid, protect, Repossession, This, trying

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